Meet Todd
More than 33 years of experience. 10 years focused on mortgages. One goal: helping you find the right financing solution.
Buying a home or investing in real estate is a big decision. The mortgage shouldn't make it harder.
I've spent more than three decades helping people navigate financial decisions, solve problems, and find solutions. My career began in customer service, followed by 18 years in banking—including roles in collections, banking, customer service supervision, and lending management. After a 15-month chapter as a Customer Service Manager in manufacturing, I brought that experience to the mortgage industry, where I've spent the past 10 years helping homebuyers, homeowners, and real estate investors achieve their real estate goals.
Today, I bring all of that experience to every mortgage transaction.
It's more than getting a loan.
I believe my job is to understand what you're trying to accomplish and then help you determine the best path to get there. That might mean helping a first-time buyer understand their options, finding a creative solution for a complicated borrower, helping a move-up buyer structure their next purchase, refinancing when the numbers make sense, or helping an investor build a real estate portfolio.
And for real estate agents, I'm a partner—not just a lender. I understand that when you refer a client, your reputation is attached to that referral. That's why I focus on communication, proactive problem-solving, and keeping everyone informed throughout the transaction.
My approach is simple:
Listen. Educate. Find solutions. Deliver exceptional service.
I don't believe in one-size-fits-all lending. Every borrower has a different story, and my job is to understand yours.
Whether you're buying your first home, moving up, refinancing, or investing in real estate, let's talk about where you want to go—and how your mortgage can help you get there.
Todd Hummel, Mortgage Advisor
Rooted in Pennsylvania. Licensed in Pennsylvania & Florida.
NMLS #747940